Free Tool · Data Governance

Free Data Breach Financial Liability Risk Assessor

Compute institutional regulatory fines based on PII records count, breach type, and regulatory framework, model notification and legal costs, and export a printable financial liability report.

Runs in your browser · No login · PDF export included · For illustrative planning purposes only

Institution Profile

Institution Name

Assessment Year

Currency Symbol

Annual Revenue / Budget ($)

Prior Breach History

Breach Details

PII Records Exposed

Data Sensitivity

Breach Type

Regulatory Framework

Response & Mitigation Controls

Timely breach notification sent (within 72h) Breached data was encrypted at rest Designated Data Protection Officer in post Written data security policy in place Staff data security training current (< 12 mo) Annual third-party security audit conducted MFA enforced on all admin accounts Tested incident response plan exists

Notification & Legal Costs

Notification Cost per Person ($)

Legal & Compliance Cost ($)

Credit / ID Monitoring Cost ($)

Technical Remediation Cost ($)

Estimated total liability

Configure the breach scenario and click Assess Risk to compute the full financial liability estimate.

Pending

Fine: $0

AY 2026

Liability Breakdown

Risk Severity Matrix

Assessment Ledger

Governance Recommendations

How the liability assessor works

Follow these steps to get results in under a minute

Define the breach scenario

Enter the number of PII records exposed, the data sensitivity level, breach type, and which regulatory framework applies to your institution.

Mark active mitigation controls

Tick the security and response controls already in place — each reduces the estimated regulatory fine multiplier.

Export the liability report

Download a printable financial liability assessment with the full cost breakdown and governance recommendations for your board and legal team.