Free Health Insurance Cost Calculator

"This calculator has completely changed how I advise incoming international students on insurance costs. I can show them a full cost breakdown by plan tier in seconds — it makes the enrollment conversation so much clearer. The PDF download is something they can actually keep and reference."

"We advise hundreds of F-1 students each semester on health coverage requirements. Having a free tool that breaks down premiums, deductibles, and add-ons by state and age group saves us enormous time. The pre-existing conditions surcharge line is particularly helpful for students who need comprehensive coverage."

"Our students coming to the United States always ask about the cost of health insurance before they commit to a semester. This tool gives them a clear, honest estimate across multiple plan types with no pressure or sales process. Very easy to share the PDF with applicants."

"We include estimated health insurance costs in our total cost of attendance calculations. This calculator lets our team generate consistent, plan-specific estimates for students based on their profile — and the coverage summary helps students understand what they are actually getting for the price."